Home ยท Financing

Break your remodel into monthly payments that fit your life.

Most people don't keep a kitchen's worth of cash in checking, and they shouldn't have to. Through our financing partner you can pay for the project over time. The application takes minutes on your phone, and just checking your options won't touch your credit.

How financing works

01

Start with a real number

We walk your home, scope the work, and put a fixed price in writing. The estimate costs you nothing.

02

Apply from your couch

The application runs through our partner, Wisetack, right on your phone. It takes minutes, and checking your options won't affect your credit.

03

Pick a payment that fits

Choose the monthly plan that works for your budget, and we get to work. No waiting years to save up first.

The details
Amounts

$500 to $65,000

Wisetack lists financing from $500 to $65,000, and some services have a lower maximum. That covers most of what we build.

Terms

3 months to 10 years

Wisetack lists terms from 3 months to 10 years, and some merchants offer 3 to 60 months. Stretch it out or knock it out. You'll see up to six monthly payment options and pick the length that suits you.

Rates

From 0% APR

Wisetack lists APRs from 0% to 35.9%, based on the amount and creditworthiness. Not every lending partner offers 0%.

No surprises

No prepayment penalty

Come into some money later? Pay the loan off early without a fee. And checking your options never dings your credit.

The short versionYou get the remodel now and pay for it on a schedule you chose. Mention financing when we walk through your estimate, and we'll send you the link to apply on the spot.

Financing is provided by our partner Wisetack and its lending partners, and is subject to credit approval. Rates, terms, and approval are determined by the lender. Silicon Valley Building Service and Repair is not a lender and does not make credit decisions. The figures above are examples; your actual offer may vary.

Want to talk numbers before you apply?

Call or text (408) 667-4946. We'll walk you through the options in plain English and get you a free estimate to apply against.
Get a free estimate

Get a real number for this job

We come out, measure, and put a line-item price in writing. Free, and there is no obligation to use us.

  • CSLB #1050108 · licensed and insured
  • Serving San Jose and the South Bay

Prefer to talk? Call or text (408) 667-4946. Office hours: Monday to Friday, 7 am to 3 pm.

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